Morgan Richardson Ltd

HARDWARE
RETAILERS
INSURANCE

Policy Summary

Download the policy summary for
Immediate Impact Hardware Retailers Insurance

Get a Quote

We are confident the policy will be right for you, for peace of mind we provide a 14 day money back guarantee if you are not happy.

Choose Insurance

Business category not listed or not sure what you need? Then request a call back for further help or advice.

Immediate Impact Hardware Retailers Insurance

With over 30 years’ experience in the retail industry, we are able to understand your business and provide the highest standard in service and cover. “Immediate Impact” is our hardware retailers insurance package to suit the needs of hardware and DIY stores across the UK.

With a panel of the world’s largest Insurers we are able to provide the protection you need at a price you can afford. Our dedicated team are here to discuss your insurance needs and can provide you with a quote in minutes. Cover can also be arranged the same day without the need to complete lengthy proposal forms.

Policy Features & Benefits

Below is a brief summary of the cover provided as standard, for full details please refer to the Policy Summary:

  • “All Risks” cover for contents and stock (including full theft and accidental damage)
  • Glass – Replacement value
  • Refrigerated stock
  • Collection and Delivery – Cover for goods in your own vehicles
  • Public Liability up to £5,000,000
  • Employers Liability up to £10,000,000
  • Compensation for court attendance
  • Business Interruption – Loss of income – 24 month indemnity period
  • Accidental failure of public utilities
  • Denial of access
  • Comprehensive money cover
  • Replacement of locks following theft of keys
  • Generous seasonal stock and money increases
  • Legal expenses – including employment disputes and compensation awards as well as tax and vat enquiries
  • 24-hour legal advice help line
  • 24-hour claims line, 365 days a year
  • Monthly instalments available
  • 14 day money back guarantee if you are not completely satisfied

Optional

  • Buildings Insurance
  • Goods in Transit
  • Personal Accident
  • Domestic Contents

Contact us on free call 0800 731 2940 to speak to a member of our experienced quote team.

Ask our insurance expert