Morgan Richardson Ltd

OFF LICENCE
INSURANCE

Policy Summary

Download the policy summary for
Cheers Off Licence Insurance

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We are confident the policy will be right for you, for peace of mind we provide a 14 day money back guarantee if you are not happy.

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Cheers Off Licence Insurance

With over 30 years’ experience in the retail and licensed industry, we are able to understand your business and provide the highest standard in service and cover. “Cheers” is our tailored insurance package to suit the needs of off-licences across the UK.

With a panel of the world’s largest Insurers we are able to provide the protection you need at a price you can afford. Our dedicated team are here to discuss your insurance needs and can provide you with a quote in minutes. Cover can also be arranged the same day without the need to complete lengthy proposal forms.

Policy Features & Benefits

Below is a brief summary of the cover provided as standard, for full details please refer to the Policy Summary:

  • “All Risks” cover for contents and stock (including full theft and accidental damage)
  • Glass – Replacement value
  • Refrigerated stock
  • Collection and Delivery – Cover for goods in your own vehicles
  • Public Liability up to £5,000,000
  • Employers Liability up to £10,000,000
  • Compensation for court attendance
  • Business Interruption – Loss of income – 24 month indemnity period
  • Accidental failure of public utilities
  • Denial of access
  • Comprehensive money cover
  • Replacement of locks following theft of keys
  • Generous seasonal stock and money increases
  • Loss of licence
  • Legal expenses – including employment disputes and compensation awards as well as tax and vat enquiries
  • 24-hour legal advice help line
  • 24-hour claims line, 365 days a year
  • Monthly instalments available
  • 14 day money back guarantee if you are not completely satisfied

 

Optional

  • Buildings Insurance
  • Goods in Transit
  • Personal Accident
  • Domestic Contents

Contact us on free call 0800 731 2940 to speak to a member of our experienced quote team.

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