Arranging your Office Insurance couldn’t be easier with our team on hand

“Office Secure” is our specialist Office Insurance package tailored to suit the needs of offices across the UK.

Product Overview

With many years experience offering specialist insurance products we are pleased to offer our office insurance product ‘OFFICE SECURE’, tailored with the professional office risk in mind.  Cover is available to a wide range of businesses nationwide, and obtaining a quote and arranging cover could not be simpler with our online quote system or we are a short phone call away.

Office insurance is essential in protecting your office based business.  Without the protection that only a quality office insurance policy can provide, you are leaving your business unprotected against a variety of potential hazards.

“Office Secure” Office Insurance at a glance

Office Contents
Cover will include your business contents including stock against a wide range of perils, including Accidental Damage and Full Theft (unforced entry/distraction), which is not always included within online policies.

Business Interruption
If you suffer damage at your premises from an insured event which results in you being unable to trade, you can insure for any loss of income under the business interruption section.  Alternatively there is cover for additional expenditure to assist in the costs of relocating your business allowing you to continue trading as normal and minimise the impact on your customers.

Employers Liability
If you employ any staff it is a legal requirement to have an Employers Liability policy in place.  If a member of staff is injured while at work this will assist you in meeting any compensation they may be entitled to.

Public Liability
If a member of the public suffers an injury as a result of your business, they can claim compensation if you are found to be at fault.  Public Liability insurance will assist in the cost of defending the claim as well as any compensation that may be awarded by the courts.

Legal Expenses
We will be provide you with Legal Expenses Insurance to assist in defending legal action taken against you, including Employment Disputes, Tax and VAT disputes and more. With Employment Law and legislation changing every few months it can sometimes be difficult to keep up with the impact this has on your procedures.  As well as the cover itself you will have access to a 24 hour legal advice line to assist you with all of your business needs and ensure you can take the steps needed to protect yourself and your staff.

Professional Indemnity
If your business offers a professional service, gives advice or handles data or intellectual property belonging to a client you should give serious consideration to protecting yourself with a Professional Liability policy.  Most firms enjoy good relationships with their clients, but a mistake in a project could see this change overnight, particularly if a significant financial loss is suffered as a result.

There are many more benefits that can be found within the Office Secure Policy Summary.

A summary of the cover provided can be found below, for further details please refer to the Policy Summary:

• “All Risks” cover for contents, computers and stock (including full theft and accidental damage)
• Business Records – up to £10,000
• Exhibitions – £5,000 for any one event
• Contents at private residence of the insured – £10,000
• Rent payable – up to 2 years if buildings become unusable
• Capital Additions – alteration, additions and improvements in the contents
• Business Interruption – Loss of Income – 12/18/24/36 months indemnity periods available.
• Additional Expenditure
• Glass – Replacement value
• Employers Liability – £10,000,000
• Public and Products Liability – £5,000,000
• Health and Safety – £1,000,000
• Money
• Employee Dishonesty – £10,000
• Computer Breakdown – up to £250,000
• Directors and Officers Liability – £50,000
• Legal Expenses – Including Tax and VAT Disputes, Employment Disputes and Compensation Awards, Contract Disputes and much more.
• 24-hour claims line, 365 days a year
• 24-hour legal advice help line for all business related matters
• Monthly instalments available
• 14 day money back guarantee if you are not completely satisfied

Optional

• Buildings
• Property Owners Legal Liability
• Unspecified All Risks – For contents away from the premises
• Personal Accident

• Professional Indemnity