OFFICE
INSURANCE
Policy Summary
Download the policy summary for
Office Secure Office Insurance
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Simplified Office Insurance with “Office Secure”
Protecting your office-based business has never been easier with “Office Secure”, our specialist office insurance package tailored to meet the needs of offices across the UK.
With years of experience providing tailored insurance solutions, we’ve designed “Office Secure” specifically for professional office risks. Cover is available for a wide range of businesses nationwide, and getting a quote is quick and simple—use our online quote request or give our team a call.
Office insurance is vital for safeguarding your business against unexpected risks. Without comprehensive coverage, your business could face significant financial losses from unforeseen events. With “Office Secure”, you get peace of mind knowing your office is fully protected.
Office Secure: Office Insurance at a Glance
Protect Your Office Contents
Our office insurance covers your business contents, including stock, against a variety of risks such as accidental damage and full theft (even unforced entry or distraction theft). Unlike many online policies, this comprehensive protection ensures your assets are secure.
Business Interruption Cover
If your office is damaged by an insured event and you’re unable to operate, business interruption cover protects against loss of income. It can also cover additional costs to relocate your business, helping you continue trading smoothly and minimizing disruption for your customers.
Employers’ Liability
If you employ staff, having Employers’ Liability insurance is a legal requirement. This cover helps meet compensation costs if an employee is injured while working for your business.
Public Liability Insurance
If a member of the public is injured or their property is damaged due to your business operations, Public Liability insurance covers the cost of defending claims and any compensation awarded.
Legal Expenses Insurance
Stay protected with Legal Expenses insurance, which supports you during legal disputes, including employment claims, tax or VAT investigations, and more. You’ll also gain access to a 24/7 legal advice line, helping you navigate complex laws and safeguard your business.
Professional Indemnity
If your business provides professional services, advice, or handles client data, Professional Indemnity insurance is essential. Even strong client relationships can be challenged if a mistake causes financial loss—this cover helps protect your reputation and your business.
Policy Features & Benefits
A summary of the cover provided can be found below, for further details please refer to the Policy Summary:
- “All Risks” cover for contents, computers and stock (including full theft and accidental damage)
- Business Records – up to £10,000
- Exhibitions – £5,000 for any one event
- Contents at private residence of the insured – £10,000
- Rent payable – up to 2 years if buildings become unusable
- Capital Additions – alteration, additions and improvements in the contents
- Business Interruption – Loss of Income – 12/18/24/36 months indemnity periods available.
- Additional Expenditure
- Glass – Replacement value
- Employers Liability – £10,000,000
- Public and Products Liability – £5,000,000
- Health and Safety – £1,000,000
- Money
- Employee Dishonesty – £10,000
- Computer Breakdown – up to £250,000
- Directors and Officers Liability – £50,000
- Legal Expenses – Including Tax and VAT Disputes, Employment Disputes and Compensation Awards, Contract Disputes and much more.
- 24-hour claims line, 365 days a year
- 24-hour legal advice help line for all business related matters
- Monthly instalments available
- 14 day money back guarantee if you are not completely satisfied
Optional
- Buildings
- Unspecified All Risks – For contents away from the premises
- Personal Accident
- Professional Indemnity
Contact us on free call 0800 731 2940 to speak to a member of our experienced quote team.
