PROFESSIONAL PHOTOGRAPHERS
INSURANCE

Your business deserves the right protection and expert guidance. With “Policy Portfolio”, we’ve created a specialist photographers insurance package designed to meet the unique needs of professional photographers across the UK.

With over 30 years of experience in the photography industry, we understand the risks you face and provide tailored cover with a focus on exceptional service and competitive pricing—without compromising on protection.

Policy Portfolio: Photographers Insurance at a Glance

Photographic Equipment & Business Contents
We protect your cameras, equipment, and stock against risks like accidental damage and full theft (including distraction and unforced entry). Coverage extends beyond your premises, including losses from unattended vehicles during your working day.

Business Interruption – Increased Cost of Working
If your equipment or premises are damaged by an insured event, we cover the cost of hiring replacement equipment or studio space so you can fulfill contracts and keep your business running.

Employers’ Liability
If you employ staff, Employers’ Liability insurance is legally required. This cover helps meet compensation costs if an employee is injured while working for you.

Public & Products Liability
Accidents happen. If someone is injured or their property is damaged due to your business activities, this insurance covers legal defense and compensation costs if you’re found to be at fault.

Professional Indemnity
Mistakes can happen during shoots or contracts. Professional Indemnity insurance protects you against claims for financial loss due to errors, omissions, or negligence.

Legal Expenses & 24/7 Advice
We provide cover for legal costs, including employment disputes, tax or VAT investigations, and more. You’ll also have access to a 24/7 legal advice line to help you navigate complex legal issues and protect your business.

Tailored Cover, Expert Support

Discover the full benefits of the “Policy Portfolio” photographers insurance package. Speak to one of our specialists today to find the perfect cover for your business.

Policy Features & Benefits

• “All Risk” cover including full theft and accidental damage
• Worldwide cover
• Theft from unattended vehicle
• Reshoot Costs
• Increased cost of working up to £25,000
• Public Liability up to £5,000,000
• Employers Liability up to £10,000,000
• Professional Indemnity
• Comprehensive money cover
• Employee dishonesty
• Computer breakdown
• Legal expenses – including employment disputes and compensation awards as well as tax and vat enquiries
• 24-hour legal advice help line
• 24-hour claims line, 365 days a year
• Monthly instalments available
• 14 day money back guarantee if you are not completely satisfied

Optional

• Buildings Insurance