RESTAURANT
INSURANCE
Policy Summary
Download the policy summary for
Silver Service Restaurant Insurance
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We are confident the policy will be right for you, for peace of mind we provide a 14 day money back guarantee if you are not happy.
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Silver Service Restaurant Insurance
Running a hospitality business comes with its own unique challenges, from managing staff to ensuring customer safety and satisfaction. At Morgan Richardson, we understand these pressures and have spent over 30 years developing a comprehensive restaurant insurance policy for restaurateurs like you.
Our tailored policies protect your business, staff, and customers, allowing you to focus on what matters – running a thriving business.
Silver Service – Product Overview
Trade Contents
Protect your fixtures, fittings, and stock from risks like accidental damage, fire, theft, and storm damage.
Business Interruption
Cover loss of income if your pub is temporarily unable to trade due to an insured event.
Employer’s Liability
Legal protection for claims made by employees due to workplace injuries – a legal requirement for any business with staff.
Public Liability
Safeguard your business from claims of negligence resulting in accidents on your premises.
Legal Expenses
Access 24/7 legal advice and cover for disputes related to employment, VAT, or tax.
Why Choose Us?
Ready to protect your pub? Call us now at 0800 731 2940 or get a free quote today!
Useful information from our blog when arranging your business insurance
The importance of preparing against underinsurance
Why is Employers Liability Insurance useful for both employers and employees?
How can Business Interruption insurance compensate you for loss of income?
Policy Features & Benefits
Below is a brief summary of the cover provided as standard, for full details please refer to the Policy Summary:
- “All Risks” cover for contents and stock (including full theft and accidental damage)
- Glass – Replacement value
- Refrigerated stock
- Public Liability up to £5,000,000
- Employers Liability up to £10,000,000
- Compensation for court attendance
- Business Interruption – Loss of income – 24 month indemnity period
- Accidental failure of public utilities
- Denial of access
- Comprehensive money cover
- Replacement of locks following theft of keys
- Generous seasonal stock and money increases
- Loss of licence
- Legal expenses – including employment disputes and compensation awards as well as tax and vat enquiries
- 24-hour legal advice help line
- 24-hour claims line, 365 days a year
- Monthly instalments available
- 14 day money back guarantee if you are not completely satisfied
Optional
- Buildings Insurance
- Personal Accident
- Domestic Contents
Contact us on free call 0800 731 2940 to speak to a member of our experienced quote team.
