SALON
INSURANCE

Having the right insurance for your business is essential. With a specialist insurance policy, you will be protected against damage to your property and any subsequent loss of income while repairs are completed.

As well as protecting your property, you will also be protected from third-party injury claims, from a slip or trip to injury sustained during treatment.

Salon insurance will give you peace of mind to focus on the day-to-day running of your salon.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you do not have this to hand or are a new business, don’t worry – our dedicated team will be able to guide you through the quotation.

The cost of salon insurance will vary depending on the level of coverage you need and the services you provide.  Prices start from as little as £204 per year for a comprehensive package. You can also spread the cost of your insurance across the year with our monthly payment option.

Quotations usually take 5-10 minutes to complete with a price available immediately in most cases, if not the same day.

Buildings should be insured for the cost of rebuilding, not for their market value.  A sum should also be added for architects’ fees, debris removal, and the cost of meeting any local authority requirements.  We recommend you undertake a formal valuation with a qualified surveyor.

For more details on an affordable desktop survey solution to avoid insuring incorrectly, and in particular under insuring see HERE.

All contents should be insured for their replacement value as new.  When assessing your overall sum insured, you should take into account a sum for all stock, including but not limited to furniture, fixtures and fittings, shop fronts, improvements and decorations.  We recommend you take an inventory of all your contents.

As soon as the policy is incepted,  your policy and all documents will be sent out to you the same day where possible.